Real Estate Debt Investment
A catalyst for real estate transformation.
Why invest in real estate debt?
Property is a core component of the economic engine. Debt financing is an effective way to kickstart a chain of positive transformation in the sector.
Private investment in real estate debt can help regenerate the UK. This can be achieved through making use of brownfield sites, repurposing obsolete buildings, or enhancing the built environment.
In turn, more affordable beds are delivered to the housing market, and more energy-efficient stock is brought to the market more quickly.
A catalyst for real estate transformation across the UK
With a 4.3m shortage of homes in the UK, there is an ever-growing need to repurpose redundant buildings and regenerate brownfield land.
At Octopus, we are committed to being a catalyst for real estate transformation.
Our real estate debt strategy focuses on providing flexible funding to best-in-class borrowers for transitional real estate projects.
Watch our video to see Nightingale Quarter’s incredible transformation to a thriving modern community on the site of the former Royal Infirmary Hospital.
Our approach to investing in real estate debt
As a non-bank lender, we are uniquely placed to create value. We aim to capture significant upside potential through our ability to provide flexible transitional lending to high-quality borrowers.
Maximising potential
Lending against fully depreciated properties and land to increase upside potential, while managing risk.
Short-term lending
Minimising exposure to time-related risk, enhancing predictability for investors.
Sustainability
We are committed to creating value for people and the environment, alongside robust returns.
Explore our regeneration projects
At Octopus, we believe that finance can be a force for good. More than just loan providers, we act as catalysts for positive transformation, breathing new life into underutilised spaces and creating vibrant communities.
Explore our diverse range of case studies from across the UK, highlighting some of the regenerative projects we have supported through our transitional lending.
Kickstarting a chain of positive transformation
Property is a critical component of our economic engine. Our real estate debt strategy aims to enhance the built environment through:
Regeneration
Regenerating brownfield sites, repurposing obsolete buildings and enhancing the built environment.
Additionality
Delivering more high quality affordable homes to the market.
Energy efficiency
Retrofitting or bringing more energy efficient stock to market.
Meet the team
Ludo Mackenzie
Andy Scott
Nick Westoby
James Nunn
Oliver Cookson
“We provide strategic financing solutions to ambitious businesses, fostering their growth with bespoke loan structures, not generic offerings. While our approach is deliberate and long-term, the satisfaction of witnessing tangible progress – buildings constructed, communities flourishing, jobs generated – is unparalleled.”
Ludo Mackenzie, Head of Commercial Lending at Octopus
Latest real estate debt insights
A catalyst for real estate transformation
Powering the UK’s regeneration: How transitional lending can drive progress
In the news
March 2024
Octopus funds development of new PBSA in London
UK real estate investor and lender Octopus has provided a loan to facilitate the purchase of land for a new purpose-built student accommodation development in London.
Coverage in Property EU
Our real estate strategies
